Health Insurance
Covers medical expenses for illnesses, injuries, surgeries, and preventive care. Health insurance helps manage healthcare costs and may also cover prescriptions, doctor visits, and emergency care.
Life Insurance
Provides financial support to beneficiaries in the event of the policyholder’s death. This type of insurance is essential for those who want to secure their loved ones’ financial future.
Mediclaim (Health Insurance)
Purpose: Provides coverage for medical expenses in case of illness, surgery, or hospitalization.
Coverage: Typically covers hospitalization costs, doctor fees, medications, and sometimes preventive care.
Claim Process: Claims can be cashless (direct billing with the hospital) or reimbursement (pay upfront and submit bills to the insurer for reimbursement).
Term Insurance
Purpose: A life insurance policy that offers financial security to the policyholder’s family if the insured passes away during the policy term.
Coverage: The policyholder pays a premium for a set period (e.g., 10, 20, or 30 years). If the policyholder dies within this period, their beneficiaries receive a lump-sum amount.
Benefits: Provides high coverage at low premiums, making it a popular option for protecting one’s family’s financial future.
Personal Accident Policy
Purpose: Provides financial protection in case of accidental injuries, disability, or death.
Coverage: Covers accidental death, permanent total or partial disability, and temporary disability due to accidents.
Benefits: Ensures the policyholder or their family receives compensation after a serious accident, helping cover medical bills and lost income.
Housing Loan Insurance
Purpose: Protects homebuyers by covering their home loan in case they are unable to pay due to death, disability, or illness.
Coverage: Pays off the remaining loan amount if the policyholder can no longer make payments, ensuring the family doesn’t lose the home.
Benefits: Reduces the financial burden on family members by covering the outstanding loan amount and securing ownership of the home.
Auto Insurance
Covers damages or losses to vehicles due to accidents, theft, or natural disasters. Most policies include liability coverage to pay for damages if you’re at fault in an accident.
Home Insurance
Protects against damages to your home from natural disasters, theft, or accidents. It often includes liability coverage in case someone is injured on your property.
Property Insurance
Covers damages or losses to personal or business property, including buildings, equipment, inventory, and valuable belongings.
Disability Insurance
Provides income replacement if you cannot work due to an injury or illness. This insurance helps protect your income, ensuring you can meet living expenses.
Travel Insurance
Covers medical emergencies, trip cancellations, and lost baggage while traveling. It offers peace of mind, ensuring that you are protected from unexpected events during your travels.
Liability Insurance
Protects against financial loss in case you’re found legally responsible for damages or injuries to others. It’s essential for businesses and individuals to manage the risk of lawsuits.
Business Insurance
Covers businesses against losses due to events like property damage, liability claims, and employee injuries. This type of insurance helps ensure a business can continue operating after unexpected disruptions.
Pet Insurance
Provides coverage for veterinary bills, treatments, and surgeries for your pets. Pet insurance ensures that you can afford the best care for your furry family members.
Renters Insurance
Protects renters’ belongings from damage or theft and provides liability coverage if someone is injured in your rented home. Renters insurance helps ensure you’re covered during unexpected events.
Critical Illness Insurance
Provides a lump-sum payment upon the diagnosis of a covered critical illness, such as cancer or heart disease. This insurance helps cover medical bills and other expenses during a health crisis.