How to Invest: Set up a SIP through a MUTUAL FUNDS company or an investment platform. You choose a specific amount to invest regularly (monthly, quarterly, etc.), and the money is automatically deducted from your bank account.

When to Invest: Ideal for long-term investors looking to build wealth gradually. It’s great for those who want to invest consistently without trying to time the market. To start investing today is ideal or on an auspicious day.

How to Invest: Make a one-time investment by purchasing MUTUAL FUND units with a single large sum of money. You can do this through a MUTUAL FUND house or an investment platform.

When to Invest: Suitable for those who have a significant amount of money available to invest, perhaps from savings, bonuses, or a windfall. It’s best to invest when you feel confident about the market or a specific fund’s potential. Lump Sum advisable when the market falls or during a new NFO.

How to Invest: Start with a lump sum investment in a liquid fund or a low-risk MUTUAL FUND and set up an STP to automatically transfer a fixed amount to another MUTUAL FUND (like an equity fund) at regular intervals.

When to Invest: Ideal for investors who want to gradually move their money into riskier assets while mitigating the risks of market volatility. It’s suitable when you want to invest a large sum over time without market timing.

How to Invest: Set up an SWP with your MUTUAL FUND, allowing you to withdraw a fixed amount from your investment at regular intervals (monthly, quarterly, etc.). Best option for retirement through SIP, Lump sum, or STP. Investors need to remain invested long-term to create a suitable corpus for passive income. For example, a corpus of Rs. 1 crore can provide Rs. 50,000 per month.

When to Invest: Best for retirees or individuals who need regular income from their investments. It’s also useful if you want to access a portion of your investment while keeping the rest invested for growth.